Stop Judgments and Lawsuits

Posted by & filed under Chapter 7 Debt Relief.

San Diego Bankruptcy Lawyer

If you have a judgment against you stemming from a lawsuit, one of your best options is to consult a San Diego Bankruptcy Lawyer.  That judgment could be for thousands if not hundreds of thousands of dollars for damages, attorney fees and court costs.  This could take a severe toll on your financial future.  By filing for Chapter 7 or Chapter 13 bankruptcy protection in San Diego, you could put an end to your financial nightmare.

The usual lawsuit or judgment would be from companies or individuals trying to collect a debt that is owed.  In the rare instance, a credit card company will sue the borrower and other creditors may try to attach your personal assets or real estate.  Some creditors will go as far as wage garnishment.  As a result, you should seriously consider filing for bankruptcy debt relief protection.  Your San Diego bankruptcy lawyer will file important papers with the bankruptcy court that will put your creditors on notice of your bankruptcy filing.

The Chapter 7 and Chapter 13 bankruptcy protection gets its teeth from what the Bankruptcy Code calls the automatic stay.  The automatic stay will prevent your creditors, whether from judgment or lawsuit, from harassing you and perfecting their claims against you.  Your San Diego creditors know not to violate the automatic stay because there are serious penalties associated with that.

Any San Diego bankruptcy lawyer will advise you that just because you have filed for Chapter 7 or Chapter 13 bankruptcy protection does not mean you are absolved from all judgments or lawsuits.  Criminal and civil filings based on fraud or intentional conduct may not be discharged in your bankruptcy filing.  Many of these debts cannot be discharged just like student loans and child support.

Judgment creditors or plaintiffs will be very aggressive in trying to collect any judgment or lawsuit debt owed.  You need an aggressive bankruptcy lawyer to fight back.  For over 35 years Thompson | Wedeking has helped thousands of individuals in San Diego, Southern California and California get the fresh start and judgment debt relief they deserve.  We can file your bankruptcy case today.  Call our office today at 619.615.0767 for more information.